Health Insurance
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Health Insurance Information
What kinds of health insurance are there?
There are essentially two kinds of heath insurance: Fee-for-Service and Managed
Care. Although these plans differ, they both cover an array of medical, surgical
and hospital expenses. Most cover prescription drugs and some also offer dental
coverage.
- Fee-for-Service
These plans generally assume that the medical professional will be paid a
fee for each service provided to the patient. Patients are seen by a doctor
of their choice and the claim is filed by either the medical provider or the
patient.
- Managed Care
More than half of all Americans have some kind of managed-care plan1. Various
plans work differently and can include: health maintenance organizations
(HM0s), preferred provider organizations (PPOs) and point-of-service (POS)
plans. These plans provide comprehensive health services to their members
and offer financial incentives to patients who use the providers in the
plan.
1 - Source : MANAGED CARE AND THE STATES
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Remember, the best way to figure out the right insurance policy is to speak with one of our experienced insurance professionals. Call our office today at 830.249.6112. Or, fill out an online quote today and one of our agents will reach out promptly to guide you through the insurance process.. We can help find a policy with the right coverages for your needs, as well as answer any questions you may have. We do the work for you, so you can rest easy knowing you are protected.
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